New RESPA/TILA Changes Coming Soon

 

 

New RESPA/TILA Changes Coming Soon

Info obtained from RIS Media.  Click here for full article.

As some of you have heard, on August 1, 2015 the new RESPA/TILA changes come into effect.

Part of the changes are that the Good Faith Estimates and Truth in Lending Disclosures
will be combined into one document called the “Loan Estimate.”

The form that may effect Real Estate professionals more is that the HUD-1 Settlement Statement
will be replaced by the “Closing Disclosure.” This disclosure MUST be given to consumers 3 FULL
days before settlement date.  If any changes are made in this three day period it can delay closing.
This can make it difficult or impossible for last minute changes at closing table.

Information from NAR Real Estate Services Group.  See link below for FULL article and more information.

 

Click here to see entire article.

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2015 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article…

New Respa/Tila Changes Coming Soon


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Crown Molding Ideas for Your Home!

 

 

Crown Molding Ideas for Your Home!

Info obtained from www.houselogic.com.  Click here for full article.

Do you want to add a little interest to your home.  Adding Crown Molding to a room can transform the look for a possibly inexpensive costs.
Here are some  of different Crown Molding ideas!

1. Custom Plaster Molding2. Three piece crown Molding
3. Lighted Crown Molding
4. Flexible Polyurethane Crown Molding (Great for Rooms with a curve to it)
5. Stamped Metal Ceiling Panels used as Crown Molding
6.Hollow PVC Crown Molding (Perfect if you want to run new wiring but don’t want to mess with the drywall.)

 

Click here to see entire article and more ideas of Crown Molding for your home.

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2015 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article…

Crown Molding Ideas for Your Home!


The post Crown Molding Ideas for Your Home! appeared first on Emerald Isle Homes.

Reasons to Consider Installing Solar Panels in 2015

 

 

 Some Reasons to Consider Installing Solar Panels in 2015

Info obtained from www.houselogic.com.  Click here for full article.

In the past, installing solar panels came with a hefty price tag.  The costs has dropped nearly 50% since 2010.
Lowering costs make getting solar panels more affordable for many people.  Plus there are local, state, and federal
tax incentives and rebates offered depending on where you are located making getting solar panels more appealing as well.

Builders are starting to come around and adding solar panel options when building and for the DIYers out there some
big box home improvement stores are also stocking solar panels as well.

Click hereto see entire article.

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2014 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article…
Thinking of Updating your Bathroom??  Some Reasons to Consider Installing Solar Panels in 2015

The post Reasons to Consider Installing Solar Panels in 2015 appeared first on Emerald Isle Homes.

Thinking of Updating your Bathroom?? Keep these features in mind!

 

 

 Perfect Features for a Upgraded Bathroom You will love forever!

Info obtained from www.houselogic.com.  Click here for full article.

Whether you just bought a home or have lived in your home for years, updating and upgrading

your bathroom can bring your home’s value up!

Here are some ideas of features to keep in mind while planning out your dream bathroom.

  • Heated Ceramic Tile Flooring
  • Curbless Walk In Shower
  • Quartz Countertop
  • One Big Sink Instead of Two Small Ones
  • Motion Activated Faucet
  • Humidity Controlled Exhaust Fan
  • High Efficiency, Dual Flush Toliet
  • Pocket or Swing Barn Door
  • Calm Colors

Click here to see entire article.

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2014 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article…
Thinking of Updating your Bathroom?? Keep these features in mind!

The post Thinking of Updating your Bathroom?? Keep these features in mind! appeared first on Emerald Isle Homes.

Home Repair Jobs When You Are Stuck Inside This Winter

 

 

 Simple Home Repair Jobs to Lift You Out of Winter’s Funk

 

Nobody likes to be stuck inside during the winter.  Might as well get some simple home repair jobs done while you have the time.

Here is a list of great ideas of things to tackle this winter while you are waiting on warmer weather.

Click Here to go directly to the article.

1.  Sagging towel rack or wobbly toilet tissue holder

2.  Squeaky door hinges

3.  Creaky floor boards

4.  Rusty shutoff valves.

5.  Blistered paint on shower ceilings.

6.  Loose handles or hinges on furniture, cabinets, and doors.

7.  Carbon monoxide and smoke detectors.

8.  Ground-fault circuit interrupter (GFCI) outlets.

9.  Exhaust filter for the kitchen stove.

10.  Clothes dryer vent.

11.  Drain hoses.

12.  Electrical cords

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2014 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article…
Simple Home Repair Jobs to Lift You Out of Winter’s Funk

The post Home Repair Jobs When You Are Stuck Inside This Winter appeared first on Emerald Isle Homes.

Apps for the New Year

 

 

APPs for the New Year
Information from RISMedia

As we quickly approach a new year, it’s nice to take the time to plan out new year’s business strategies.
During the 2014 National  Association of Realtors Expo, Homes.com researched the top 15 Apps that will
help real estate professionals.

Nest Learning Thermostat (For Iphone, Ipad, and Android)
Have you ever left your home for a long vacationand realized later that you forgot to turn the air down?
Nest Learning Thermostat App is for you.
Not only does the app let you control your thermostat from your phone or tablet but it also sends notifications
about emergencies, such as smoke, fire or carbon monoxide risks.  Talk about peace of mind.

Waze (For Iphone, Ipad, and Android)Waze app gives you real time updates from drivers in your area.  Get reports about accidents,
road closures, and more to your mobile device.  Don’t get stuck in traffic again!

Mailtracker (For Iphone/Ipad)Ever sent an email and never received a response back?  Wonder if the person ever even read it?
Well Mailtracker app monitors e-mail and notifies you when the e-mail is read, how long
they read it for, and how many times the e-mail was viewed.

Click here for the full list of Apps.

 

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2014 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article… Apps for the New Year!

The post Apps for the New Year appeared first on Emerald Isle Homes.

Emerald Isle Christmas Parade 2014

 

 

November 29, 2014
3pm
Emerald Isle Christmas Parade

christmas parade

Emerald Isle Christmas Parade
sponsored by the Emerald Isle Business
Association and the Town of Emerald Isle
will take place on Saturday, November 30th
beginning at 3pm on Hwy 58, Emerald Drive.
Important note to all entrants:
There will be only ONE Santa Claus in the parade
and he will be riding in a float at the end.
All other Santa’s will be sent back to the North Pole!
Also, please join us after the parade for the official
Christmas Tree Lighting at Merchant’s Park!
Enjoy free refreshments, as well as a holiday caroling
sing-a-long as Santa Claus visits with the children.

Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2014 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article… Emerald Isle Christmas Parade 2014

The post Emerald Isle Christmas Parade 2014 appeared first on Emerald Isle Homes.

Emerald Isle Christmas Parade

 

 

November 30, 2013
3pm
Emerald Isle Christmas Parade

christmas parade

Emerald Isle Christmas Parade
sponsored by the Emerald Isle Business Association and the Town of Emerald Isle
will take place on Saturday, November 30th beginning at 3pm on Hwy 58, Emerald Drive.
Important note to all entrants:
There will be only ONE Santa Claus in the parade and he will be riding in a float at the end.
All other Santa’s will be sent back to the North Pole!
Also, please join us after the parade for the official Christmas Tree Lighting at Merchant’s Park!
Enjoy free refreshments, as well as a holiday caroling sing-a-long as Santa Claus visits with the children.
To enter, contact Diane Schools at 252.354.2916.


Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2013 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article… Emerald Isle Christmas Parade

The post Emerald Isle Christmas Parade appeared first on Emerald Isle Homes.

Happy Thanksgiving from Emerald Isle NC

 

 

Happy Thanksgiving to you and yours from Emerald Isle NC!!

happy thanksgiving

Gobble ’til you Wobble!


Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2013 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article… Happy Thanksgiving from Emerald Isle NC

The post Happy Thanksgiving from Emerald Isle NC appeared first on Emerald Isle Homes.

Emerald Isle Parks and Recreation is Scheduling a Bus Trip to DPAC to see “Ghost”

 

 November 16, 2013
Emerald Isle Parks and Recreation is Scheduling a Bus Trip to DPAC to see “Ghost”

Saturday, Nov. 16, 2013, Bus Departs Emerald Isle at 8am, Show is at 2pm

Lunch is “On Your Own” at any of the restaurants close by.

Price includes ticket price, processing and transportation to and from the performance.

Ticket prices are $110 per ticket.

From the DPAC website:

“Relive the iconic and magical moments from the Oscar®-winning movie GHOST in a brand-new Broadway musical.
GHOST The Musical breathes glorious new life into a timeless love story.
The musical features an original pop score from multiple Grammy® Award-winners Dave Stewart,
one half of the 80s pop duo Eurythmics, and Glen Ballard, co-writer with Alanis Morissette on the
multi-platinum album Jagged Little Pill, among many other notable credits and collaborations.
The musical’s tale of everlasting love is thrilling entertainment for audiences of all ages.
Adapted from the hit film by its Academy® Award-winning screenwriter Bruce Joel Rubin,
GHOST The Musical follows Sam and Molly, a young couple whose connection takes a shocking turn
after Sam’s untimely death. Trapped between two worlds, Sam refuses to leave Molly when he learns
she is in grave danger. Desperate to communicate with her, he turns to a storefront psychic who
helps him protect Molly and avenge his death. Parental discretion advised.”

Call Sarah McNally at (252) 354-6350 or email at smcnally@emeraldisle-nc.org  to reserve your seats.

Seating is limited, so call today! Call (252) 354-6350 for more information or visit www.emeraldisle-nc.org/eiprd


Kathryn Gorham | Sun-Surf Realty | Emerald Isle North Carolina

2010 President Women’s Council of REALTORS® Crystal Coast Chapter
252.646.4656 cell · 252.354.2958 office
Southern Outer Banks NC | Crystal Coast NC | Coastal Carolina

FREE alerts of HOT properties in Emerald Isle NC HOT properties Emerald Isle NC, Kathryn Gorham

Copyright © 2013 by Kathryn Gorham, All Rights Reserved. Permission granted to re-blog or re-print with the stipulations that you do
not alter the original content and that you provide a link back to this article in the re-blog or re-print. First printed at
http://homesemeraldisle.com/blog/ this article… Emerald Isle Parks and Recreation is Scheduling a Bus Trip to DPAC to see “Ghost”

The post Emerald Isle Parks and Recreation is Scheduling a Bus Trip to DPAC to see “Ghost” appeared first on Emerald Isle Homes.

GKR-noedge-2017_xsm
Green Key Realty • 8754 Reed Drive #14•Emerald Isle NC 28594
Kathryn Gorham • 252.646.4656
Brandie Morton • 252.503.2755
Maya and Kathryn Gorham